While government schemes focus on vulnerable populations, private health insurance companies play a critical role in offering a wide range of customized plans to individuals and families across income levels. These insurers bring flexibility, faster processing, broader hospital networks, and add-on features that cater to diverse healthcare needs.

Private insurers offer policies for:

• Individuals & families (floater plans)
• Senior citizens
• Critical illness coverage
• Maternity and newborn care
• Daily hospital cash
• OPD and wellness benefits
• Top-up and super top-up plans